Just wondering how you handle insurance when you are or work with independent contractors. I have been looking into getting insurance through ascp but they do not cover my business in the event my ind. contractor's clients sue her and my company. I'm not sure how to handle this. She was looking into getting insurance through ascp as well but I was told she would need umbrella insurance and that I would need to be listed. I'd like to know how this is handled in other places. I guess I might just need to purchase my insurance elsewhere but any advice is helpful.