hello! I have a company right now called Central Payment. I was offered wonderful rates through a referral program. I pay only $8 a month and somewhere around 1.2% per transaction. Im not sure if these rates are only available through referral but I would be happy to refer you if that helps! There is also the company Square which can be reasonable as well if you aren't processing a lot of credit cards. Their rate is 2.75% with no contracts, no monthly fees, no transaction fees. They send you a free credit card reader that plugs into your headphone jack on a smart phone or usually laptop. I have that as well for when I'm traveling and it is very convenient. Let me know if you have any questions about either!
Check out this link - https://squareup.com/?gclid=CJHq8P6R7a0CFYoZQgodGw0L7A I am not sure if you've seen it around, but it is a small chip that fits into a iPhone, android or iPad. It is great if you have a small business as it takes up no space, rates are low, and it is FREE to get the chip. You swipe the credit card through the chip, and you receive the $ in your bank in a few days. My clients LOVE it too! They think it is cool! ;)