Liability insurance

Can anyone give me some info on Liability insurance? I am a self contractor. I have one name and the cost is 295 for the year . I'm not sure if this is the going rate for Skin Specialist.

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Permalink Reply by Jodi on April 15, 2012 at 5:01pm

ASCP has one that comes with your membership.  Did you sign up for that? 

Permalink Reply by ASCP on April 16, 2012 at 8:36am

Hi Melisa,

Have you had a chance to check out Associated Skin Care Professionals (ASCP)? We are the largest association for estheticians, and we offer liability insurance as one of the benefits of being a member. The cost to join is $259 a year, and that includes not only excellent insurance coverage, but also all kinds of business support, marketing materials, a free website, educational webinars and much more! You can learn more at www.ascpskincare.com, or contact me at 800-789-0411, ext. 616, or email  getconnected@ascpskincare.com. I'd love to hear from you!

Jesse

Permalink Reply by Melisa Palmorn on April 20, 2012 at 9:05pm
Thanks for the info.
Permalink Reply by Susanne Schmaling on April 16, 2012 at 8:54am

I have had a lot of insurance over the years and ASCP membership is best I have ever had. It is not just insurance, the business benefits made a huge difference when I had my solo practice!

Permalink Reply by Melisa Palmorn on April 20, 2012 at 9:04pm
Thank you for the great feed back!!
Permalink Reply by Sheila Baydo on April 16, 2012 at 1:46pm

I've looked around a little bit and am currently signing up with ASCP :) By far the best bang for my buck! If that helps any

Permalink Reply by Melisa Palmorn on April 20, 2012 at 9:05pm
Thanks so much for your time.
Permalink Reply by Sondi Worlock on April 16, 2012 at 10:32pm

handsontrade.com I have been using them for years. I pay $165 a year.

Permalink Reply by Shari Ouellette on April 21, 2012 at 10:22am

ASCP insurance is a great deal. I would go with that.

Permalink Reply by yardley on March 25, 2013 at 9:18pm

any other insurance recommendations? what do guys think of hands on trade. etc? ascp is double the price. :(

Permalink Reply by Lauren Snow on March 26, 2013 at 9:22am

Hi Johanna,


I am the Program Coordinator for ASCP. It is nice to meet you! :) Our prices are different because what you get is different. We have the best policy available to the esthetic profession. That means you have more coverage and a higher ($6 million) aggregate than people that aren't with ASCP. It also isn't a shared aggregate, meaning you don't share it with every other member in their association. We offer an individual plan. With that alone, you can feel more confident in the unfortunate event you have a claim/lawsuit.

Also, we have tons of benefits that can help you succeed in your career. From a free website to on-going educational webinars to discount partnerships with big retailers, the extra benefits are a list that is long and helpful. Remember, your success is our success. That's why we work so hard to keep the perks of membership useful and relevant to our profession. There is a reason we are the largest association in the nation for estheticians! :)

The last point is our customer service, I truly believe we provide the best customer service around. We believe in our purpose as an association and we strive to elevate the profession by helping to make our estheticians successful. We work hard for you and care about you. Which I think many of our members would attest to that.


Feel free to call me anytime. 800-789-0411x676

Lauren Snow

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